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Uninsured (Underinsured) Motorist Coverage
A form of insurance that pays the policy holder and passengers in his/her car for bodily injury caused by the owner or operator of an uninsured or inadequately insured automobile.
The resumption of coverage under a policy which has lapsed.
Property Damage Coverage
An agreement by an insurance carrier to protect an insured against legal liability for damage by an insured automobile to the property of another.
Personal Injury Protection
First-party no-fault coverage in which an insurer pays, within the specified limits, the wage loss, medical, hospital and funeral expenses of the insured.
(1)A type of auto insurance mechanism whereby the right to sue another party for damages caused by negligence is limited and, in exchange, expanded first party benefits are offered. (2)A form of insurance by which a person’s financial losses resulting from an automobile accident are paid by his or her own insurer regardless of who was at fault.
(1)Insurance covering the policyholder’s legal liability resulting from injuries to other persons or damage to their property. (2) Provides protection for the insured against loss arising out of legal liability to third parties.
An amount which a policyholder agrees to pay, per claim or per accident, toward the total amount of an insured loss.
Comprehensive Automobile Insurance
Protection against loss resulting from damage to the insured auto, other than loss by collision or upset.
Protection against loss resulting from any damage to the policyholder’s car caused by collision with another vehicle or object, or by upset of the insured car, whether it was the insured’s fault or not.
Liability for damages even though fault or negligence cannot be proven.
It is not necessary that the company giving cheap car insurance rates will be a big company or a good and reputed insurance company. So the consumer must gather all the required information More on Cheap car insurance rate >>
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Vehicles used in business are called business car .for example privates passenger cars,pickups cars,light vans and sport utility vehicles. More on Business Car insurance rates>>