Compare car insurance rates :

Car insurance rates can be obtained from multiple providers to know which one is better than the other. More on compare car Insurance >>

 

Cheap car insurance rates:

Car insurance becomes a requisite after getting a car and then people start scrambling to get the car insurance rates. More on Cheap car insurance rates >>

 

Car insurance rate Quote : Car insurance becomes essential after purchasing of car and hence it is beneficial for the consumers to get the car insurance rates. More on Car insurance rate Quote>>

 

Car insurance average rate : Car insurance becomes essential after purchasing of car and hence it is beneficial for the consumers to get the car insurance rates. More on Car insurance average rate >>

Common Auto Insurance Terms

 Uninsured (Underinsured) Motorist Coverage

A form of insurance that pays the policy holder and passengers in his/her car for bodily injury caused by the owner or operator of an uninsured or inadequately insured automobile.

Reinstatement

The resumption of coverage under a policy which has lapsed.

 

Property Damage Coverage

An agreement by an insurance carrier to protect an insured against legal liability for damage by an insured automobile to the property of another.

 

Personal Injury Protection

First-party no-fault coverage in which an insurer pays, within the specified limits, the wage loss, medical, hospital and funeral expenses of the insured.

 

No-Fault Insurance

(1)A type of auto insurance mechanism whereby the right to sue another party for damages caused by negligence is limited and, in exchange, expanded first party benefits are offered. (2)A form of insurance by which a person’s financial losses resulting from an automobile accident are paid by his or her own insurer regardless of who was at fault.

 

Liability Insurance

(1)Insurance covering the policyholder’s legal liability resulting from injuries to other persons or damage to their property. (2) Provides protection for the insured against loss arising out of legal liability to third parties.

 

Deductible

An amount which a policyholder agrees to pay, per claim or per accident, toward the total amount of an insured loss.

 

Comprehensive Automobile Insurance

Protection against loss resulting from damage to the insured auto, other than loss by collision or upset.

 

Collision Insurance

Protection against loss resulting from any damage to the policyholder’s car caused by collision with another vehicle or object, or by upset of the insured car, whether it was the insured’s fault or not.

 

Absolute Liability

Liability for damages even though fault or negligence cannot be proven.

Cheap car insurance rate

It is not necessary that the company giving cheap car insurance rates will be a big company or a good and reputed insurance company. So the consumer must gather all the required information More on Cheap car insurance rate >>

Online Car Insurance rate

Online car insurance quotes are very popular with consumer since it is fast and reliable and it can get quotes from different companies at a single time. More on Online Car Insurance rate>>

Business Car insurance rates

Vehicles used in business are called business car .for example privates passenger cars,pickups cars,light vans and sport utility vehicles. More on Business Car insurance rates>>

Car insurance comparison rates

Generally people are made to pay too much for Car insurance and hence it becomes little difficult to save some money with it. There are some companies. More on Car insurance comparison rates>>